ANZ - Frequent Flyer Black Credit Card
Earn up to 100,000 bonus Qantas Points with your new ANZ Frequent Flyer Black credit card. Earn 50,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 3 months from approval.
It earns 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period, then 0.5 Qantas Point per $1 spent on eligible purchases over $7,500 per statement period.
Earn up to 100,000 bonus Qantas Points. Earn 50,000 bonus Qantas Points with your new ANZ Frequent Flyer Black credit card when you spend $6,000 on eligible purchases in the first 3 months from approval. Plus an additional 50,000 bonus Qantas Points when you keep your card for over 12 months. For more information, visit the ANZ official website - T&Cs apply.
Annual Fee
$425 per year
Balance Transfer
23.49% p.a.
Purchase Rate
22.49% p.a.
Rewards Rate One
1 point(s) per AUD$1 On spent on eligible purchases up to and including $7,500 per statement period
Details
Card Type
Visa
Minimum Repayment
2% or $25
per statement, whichever is greater
Interest Free Period
up to 44
days
Minimum Credit Limit
$15,000
Fees
Annual Fee
$425
per year
Late Payment Fee
$20
per statement
Cash Advance Fee
3% or $20
per transaction, whichever is greater
Additional Card Holder Fee
$65
per year
Additional Card Holder Cap
up to 9
additional holders
Rates
Purchase Rate
22.49% p.a.
Cash Advance Rate
23.49% p.a.
Balance Transfer
Balance Transfer
23.49% p.a.
Balance Transfer Limit
95%
of credit limit
Overseas Spending
Foreign Currency Conversion Fee
3.50%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Rewards
Program
Qantas Frequent Flyer
Types
Classic upgrade rewards, Domestic flights, International flights
Bonus
100,000 bonus points
Reward Rates
Rewards Rate One
1 point(s) per AUD$1
On spent on eligible purchases up to and including $7,500 per statement period
Rewards Rate Two
0.5 point(s) per AUD$1
On spent on eligible purchases over $7,500 per statement period
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
Yes
Who is the product designed for?
The customers of this target market are likely to have the following objectives, needs and financial situation for this product:-
ANZ Frequent Flyer cards have been designed for individual customers who:
- Require a credit card facility (being a line of credit) to make purchases or perform other transactions regularly
- Are unlikely to carry a substantial balance frequently from month to month
- Want or value the ability to earn Qantas Frequent Flyer points on eligible purchases with access to other applicable benefits
- Want a credit card facility with a credit limit of at least $15,000 having regard to card features and benefits
- Can satisfactorily demonstrate they are able to afford to repay the credit card facility.
Visit ANZ to view Target Market Determination Effective From: 2024-11-01.
