ANZ - Rewards Platinum Credit Card
The ANZ Rewards Platinum credit card earns 1.5 Reward Points per $1 spent on eligible purchases up to and including - per statement period, then 0.5 Reward Points per $1 you spend on eligible purchases above $2,000 per statement period.
Add up to 9 additional cardholders to your account for an annual fee of $65 per additional cardholder. Purchases by additional cardholders also earn ANZ Rewards points that are credited to the account holder's points record.
Earn 125,000 bonus Reward Points on your new ANZ Rewards Platinum credit card. Bonus Reward Points earned when you spend $3,500 on eligible purchases in the first 3 months from approval.
Annual Fee
$149 per year
Balance Transfer
21.99% p.a.
Purchase Rate
20.99% p.a.
Rewards Rate One
1.5 point(s) per AUD$1 On spent on eligible purchases up to and including $2,000 per statement period
Details
Card Type
Visa
Minimum Repayment
2% or $25
per statement, whichever is greater
Interest Free Period
up to 44
days
Minimum Credit Limit
$6,000
Fees
Annual Fee
$149
per year
Late Payment Fee
$20
per statement
Cash Advance Fee
3% or $20
per transaction, whichever is greater
Additional Card Holder Fee
$65
Additional Card Holder Cap
up to 9
additional holders
Rates
Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.
Balance Transfer
Balance Transfer
21.99% p.a.
Balance Transfer Limit
95%
per limit of credit limit
Overseas Spending
Foreign Currency Conversion Fee
3.50%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Rewards
Program
ANZ Rewards
Types
Gift cards, Cashback, Airline partner points
Bonus
125,000 bonus points
Cashback
$50
Reward Rates
Rewards Rate One
1.5 point(s) per AUD$1
On spent on eligible purchases up to and including $2,000 per statement period
Rewards Rate Two
0.5 point(s) per AUD$1
On spent on eligible purchases over $2,000 per statement period
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
The customers of this target market are likely to have the following objectives, needs and financial situation for this product:-
ANZ Rewards cards have been designed for individual customers who:
- Require a credit card facility (being a line of credit) to make purchases or perform other transactions regularly
- Are unlikely to carry a substantial balance frequently from month to month
- Want or value the ability to earn ANZ Reward Points on eligible purchases with access to other applicable benefits
- Want a credit card facility with a credit limit of at least $6,000 or $15,000 having regard to card features and benefits
- Can satisfactorily demonstrate they are able to afford to repay the credit card facility.
Visit ANZ to view Target Market Determination Effective From: 2024-11-01.
