Bank of Melbourne - Amplify Qantas Signature Credit Card
Qantas Rewards Program
The Bank of Melbourne Amplify Qantas Signature Credit Card has an annual fee of $450. Qantas Points are earned, uncapped, at a rate of 1.5 points per dollar spent.
This card offers 2 complimentary Qantas lounge pass visits yearly and membership to Visa's Luxury Hotel collection. Furthermore, add 1 additional cardholder for $0.
Earn up to 150,000 bonus Qantas Points. Earn 90,000 Qantas Points in first year if you spend over $6,000 on eligible purchases within 90 days of new card approval and an extra 60,000 points with over $6,000 spend on eligible purchases within 90 days of card anniversary in the next year. For more information, visit the Bank of Melbourne official website - T&Cs apply.
Annual Fee
$450 per year
Cash Advance Fee
3.50% per transaction
Purchase Rate
23.98% p.a.
Rewards Rate One
1.5 point(s) per AUD$1 On international spend
Details
Card Type
Visa
Minimum Repayment
2.50% or $25
per statement, whichever is greater
Interest Free Period
up to 45
days
Minimum Credit Limit
$15,000
Fees
Annual Fee
$450
per year
Late Payment Fee
$20
per statement
Cash Advance Fee
3.50%
per transaction
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 1
additional holders
Rates
Purchase Rate
23.98% p.a.
Cash Advance Rate
23.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Rewards
Program
Qantas Frequent Flyer
Types
Flights & upgrades, Shopping, Qantas points
Bonus
150,000 bonus points
Reward Rates
Rewards Rate One
1.5 point(s) per AUD$1
On international spend
Rewards Rate Two
0.8 point(s) per AUD$1
On everyday spend
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
Yes
Who is the product designed for?
The customers of this target market are likely to have the following objectives, needs and financial situation for this product:
Objectives, Needs and Financial Situation
These products are designed for consumers who:
- Need a credit card that provides access to revolving credit to make payments and perform other transactions.
- Want to earn reward points on eligible purchases to redeem them to pay for travel, merchandise, gift cards and other items.
- May want to receive travel benefits including complimentary travel and purchase insurance covers.
- May want an interest free period on purchases.
- May want to access Plan&Pay to split credit card repayments into manageable instalments.
- May want to transfer a balance from one or multiple credit or store cards.
- May want access to spending controls.
- Are able to meet repayment obligations.
Visit Bank of Melbourne to view Target Market Determination Effective From: 2026-09-30.
