Bankwest - Breeze Platinum Mastercard
The bankwest Breeze Platinum Mastercard has an introductory balance transfer rate of 0% for 24 months, and a balance transfer fee of 3%. After this period, the balance transfer rate reverts to 12.99% p.a..
The card has a purchase rate of 12.99% p.a. and has up to 55 days interest-free on purchases. The Breeze Platinum credit card has a foreign currency conversion fee of 0%.
Annual Fee
Cash Advance Rate
Balance Transfer
3% BT fee applies.
Purchase Rate
Details
Fees
Rates
Balance Transfer
3% BT fee applies.
Overseas Spending
Eligibility
Perks
Who is the product designed for?
The customers of this target market are likely to have the following objectives, needs, financial situation and eligibility criteria for this product.
Objectives and Needs
- Require a revolving credit facility with a convenient way to make payments and access cash by using the card attached to the facility
- Lower interest rate on purchases
- Access to complimentary travel insurance and upgraded benefits
- Waiving of foreign transaction fees
- Access to interest free days
- Access to promotional offers
Financial Situation
The Financial Situation of the Target Market are customers that:
- meet Bankwest’s credit assessment criteria which includes demonstrating the capacity to make the required repayments without substantial hardship
- choose a credit limit typically above $6,000
- will pay a higher annual fee (than some other Bankwest credit cards) if criteria are not met for a fee waiver.
Bankwest views that its processes in place, including assessing the customer’s ability to service the facility, will mean that the product will likely be consistent with the financial situation of the target market.
Eligibility Criteria
To hold this product customers will need to satisfy certain eligibility criteria and credit assessment requirements, including that each customer must:
- be an individual 18 years or older
- be living in Australia as an Australian citizen or Australian permanent resident (exceptions may apply)
- meet Bankwest’s credit assessment criteria which includes demonstrating the capacity to service the credit facility.
