Bendigo Bank - Bendigo Ready Credit Card
The Bendigo Bank Bendigo Ready Credit Card has a $0 annual fee, and up to 55 interest-free days on purchases. It has a cash advance interest rate of 19.99% p.a. and a balance transfer interest rate of 19.99% p.a.. The minimum credit limit is $3,000.
The Bendigo Bank Bendigo Ready Credit Card has an annual fee of $0 and a purchase interest rate of 19.99% p.a..
Annual Fee
$0 per year
Balance Transfer
19.99% p.a.
Purchase Rate
19.99% p.a.
Interest Free Period
up to 55 days
Details
Card Type
Mastercard
Minimum Repayment
3% or $10
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$3,000
Fees
Annual Fee
$0
per year
Late Payment Fee
$15
per statement
Cash Advance Fee
3% or $3
per transaction, whichever is greater
Additional Card Holder Fee
$0
Rates
Purchase Rate
19.99% p.a.
Cash Advance Rate
19.99% p.a.
Balance Transfer
Balance Transfer
19.99% p.a.
Overseas Spending
Foreign Currency Conversion Fee
$0
per transaction
Overseas ATM Withdrawal Fee
$5
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
Yes
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
The retail clients for whom this product has been designed are individuals who
- want a credit card facility to make purchases and perform other transactions.
- want to manage short term cash flow needs by using the credit card facility, including by being able to temporarily defer repayment of debt.
- want a credit card facility with no international transaction fee and no annual fee.
- want a credit card facility limit of $3,000 or more and can afford to repay the credit card facility.
Visit Bendigo Bank to view Target Market Determination Effective From: 2025-11-24.
