ANZ - Business Black
The ANZ Business Black credit card has an annual fee of $375. The interest rate on purchases is 20.24% p.a. and the interest rate on cash advances is 21.74% p.a..
For every dollar spent up to and including $10,000 per statement period, 1.5 Reward Points are earned. Beyond this, 1 Reward Point is earned for every dollar spent on eligible purchases. For taxation payments, 0.5 Reward Points per dollar spent is earned, uncapped.
Earn up to 150,000 ANZ Business Reward Points. Earn 100,000 when you spend $6,000 on eligible purchases in the first 3 months from approval of your new card. Plus earn an additional 50,000 extra Business Reward Points when you keep the card for over 15 months. For more information, visit the ANZ official website - T&Cs apply.
Annual Fee
$375 per year
Purchase Rate
20.24% p.a.
Interest Free Period
up to 44 days
Rewards Rate One
1.5 point(s) per AUD$1 On eligible purchases up to and including $10,000 per statement period
Details
Card Type
Visa
Minimum Repayment
2% or $10
per statement, whichever is greater
Interest Free Period
up to 44
days
Minimum Credit Limit
$5,000
Fees
Annual Fee
$375
per year
Late Payment Fee
$35
per statement
Cash Advance Fee
1.50% or $1.50
per transaction, whichever is greater
Additional Card Holder Cap
up to Unlimited
Rates
Purchase Rate
20.24% p.a.
Cash Advance Rate
21.74% p.a.
Overseas Spending
Foreign Currency Conversion Fee
3%
per transaction
Overseas Cash Advance Fee
1.50% or $1.50
per transaction, whichever is greater
Eligibility
Minimum Age
18
years old
Rewards
Program
ANZ Business Rewards
Types
Airline partner points, Digital gift cards, ANZ Cashback
Bonus
150,000 bonus points
Reward Rates
Rewards Rate One
1.5 point(s) per AUD$1
On eligible purchases up to and including $10,000 per statement period
Rewards Rate Two
1 point(s) per AUD$1
On eligible purchases over $10,000 per statement period
Perks
Complimentary Travel Insurance
Yes
Airport Lounge Access
No
Who is the product designed for?
Visit ANZ to view Target Market Determination
Visit ANZ to view Target Market Determination Effective From: 2021-10-05.
